COMMON INTERNET AND NIGERIAN TYPE SCAMS

COMMON INTERNET AND NIGERIAN TYPE SCAMS
Read this only if you want to stop loosing your hard-earned income on the internet. This free report will increase your earning potential online!

As an internet entrepreneur, you have to be conversant with the following so that you don’t fall into the hands of the bad guys out there. Although, you cannot know them physically, but you should be able to professionally tell if you are reading a message from an internet fraudster. In most cases, freebies fall into their traps with their (the fraudsters’) ability to cajole and play skillfully with false claims of fat income online. While I am highly aware of the fact that cool cash can be made online legally, I also think it is essential to take our people through a basic orientation programme based on this issue as it is done in every economy. Working on the internet is an economy on its own!
This simple report cut across some major ways through which you can be duped with your mail. Watch out for my next report that will talk about how you can spot fraudulent business offers both online and offline.

FRAUDSTERS use the Internet to identify their victims. Organized Crime in Nigeria, Russia and other countries are involved. They have contacts and associates in the United States, Canada and Europe. Do not cash checks or money orders for anyone you meet on the Internet. The checks and money orders may be counterfeit. Do not disclose your personal information, especially your date of birth and social security number. You will likely become the victim of identity theft.
The scammers are interested in stealing your identity or developing a relationship with you so you will cash checks for them. The scammers like to use counterfeit money orders, cashier’s checks or U.S. Treasury checks. They will ask you to quickly wire part of the proceeds to them or another person. Later, the check will be returned to your bank as counterfeit.
Scammers commonly locate their victims through Spamming, Phishing, Pharming, For Sale ads, legitimate job postings, fraudulent job offers, chat rooms, personal ads and personal websites. You may end up owing your bank, or possibly being ARRESTED.
HERE ARE SOME SCAMS TO AVOID:
Spamming - is simply unwanted e-mail. Solicitors and identity thieves send these.
Phishing - is the sending of unsolicited e-mails falsely claiming to be from an established legitimate business. The purpose of the e-mail is to obtain your personal information for the purpose of identity theft. The e-mail directs you to visit a counterfeit website that will look identical to the legitimate business’ website. You will be asked to update personal information, such as passwords, credit card numbers, social security number and bank account numbers, information the legitimate business should already have. The website is bogus and set up to steal your information. If you want to check your information with a legitimate business, go to their website by typing their website address in your web browser – NEVER USE A LINK CONTAINED IN AN E-MAIL THAT IS ASKING YOU TO UPDATE INFORMATION, even one you think may be legitimate.

Pharming – is simply a bogus domain or website. You may find the website through a search or a link posted by the scammer. The bogus site represents itself as a legitimate business and may offer employment opportunities, services or merchandise. Always research a business website before you use it.
Traditional “419” Nigerian Letter Scam - You receive an unsolicited fax, e-mail or letter, often concerning Nigeria or another African nation. The communication contains a proposal for money laundering or some other illegal activity. The scammer convinces you to assist in illegally moving money out of the country. Many times, you are asked to cash counterfeit checks, with instructions to wire a portion of the funds back to Nigeria.
Overpayment Scams – You are selling a big-ticket item in a local newspaper, a magazine, or on the Internet. An overpayment is sent to you using a counterfeit cashier’s check or money order. The scammer claims the overpayment is a mistake or is for transportation of the purchased item. You are asked to cash the check and immediately wire the extra money back to the buyer or another person.
Re-shipping of Stolen Merchandise - The scammer develops a relationship with you through the Internet. The scammer convinces you to receive packages and re-ship the packages to places such as Nigeria. This is done as a favor or as a business opportunity. Unknown to you, the property has been fraudulently obtained.
Tax Refund – You receive a letter or e-mail stating you are entitled to some sort of tax refund from the U.S. or another country. You are asked to pre-pay a fee before the funds can be disbursed. The scammer may provide a counterfeit check, which is to be cashed to pay the fee.
Lottery Scam – You receive a letter or e-mail stating you have won a lottery or sweepstakes. You are asked to pay a fee before the funds can be disbursed. The scammer may provide a counterfeit check, which is to be cashed to pay the fee.
Internet Romance Scam - The scammer cultivates a long distance romantic relationship with you via the Internet. This is done through chat rooms, instant messaging groups, personal ads and personal websites. The scammer asks for a personal or business favor. The scammer asks you to re-ship merchandise, re-mail checks or cash some checks. Funds from the checks are normally wired to the scammer in Nigeria, or to some other place out of the country. The checks are returned to you as counterfeit and you are liable to the bank to repay the funds.
Inheritance Scam - A letter or e-mail is sent to you stating a distant relative you did not know has died and left an unclaimed inheritance or insurance policy. For a fee, the scammers will assist with collection of the funds. If the scammers are after personal information to commit identity theft, you will be asked to fill out a claim form listing your personal information. If the scammer is after money, there will be a request to pre-pay a fee. The scammer may provide a counterfeit check to be cashed to cover the fee, or you will be asked to wire the money, or send a cashier’s check, to cover the fee.
Death Insurance Scam - Scammers use obituaries in a local newspaper to learn about the deceased and his family members. Most obituaries are available on the Internet. A letter is sent, or phone call made, to a family member. The scammer will represent themselves as an insurance company, usually home-based outside of the United States. The family member is asked to pay a fee to the insurance company so funds from an insurance policy can be disbursed. The scammer may provide a counterfeit check to cover the cost of the fee.
Fake Job Postings - Scammers post fake job announcements on the Internet. An on-line application will ask you for personal information. There may be a filing fee that can be paid by providing a credit card number and expiration date. The scammer is after your personal information for the purpose of identity theft, or your credit card number for the purpose of credit card fraud.
Scammers Respond To Legitimate Job Postings - Scammers surf job websites. The scammer will contact you online asking you to complete a follow-up application. Again, the scammer is after personal information and/or banking information. Normally, legitimate businesses will not ask you for your date of birth, social security number, credit card number or other banking information on an internet application.
Scammers Create Employment Websites - Scammers create elaborate websites pretending to be a major corporation, usually out of the country. They will try to get your personal information for the purpose of identity theft, or to try and lure you into a home business that cashes or transfers counterfeit checks or money orders.
Investment & Loan Scams - Scammers will offer capital investment funds to a person wanting to open a business. They use spamming and websites to bait their victims. The goal is to have you cash a check and return a portion of the funds to the scammer before the check is returned to your bank as a counterfeit.

Also watch out (in this forum) for my series on how you can spot fraudulent (both online and offline) offers and the secrets of the get rich quick schemes that are just out there to run away with your money or just simply to dupe you. It would be titled “HOW TO SPOT A SCAM”.
You can get loads of tools on how you can survive legally online @ www.nijamoneymakers.blogspot.com.

To your success,

T. Ibraheem
08054749648
www.brighty3k.blogspot.com
www.nijamoneymakers.blogspot.com